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Real Estate Glossary

For Questions, Comments and Doubts about Real Estate, Mortgage and Credit Information, please visit the Questions & Answers Section in this website

GLOSSARY

L

WORDS

MEAN IN SPANISH:

Land

Terreno

Land contract

Contrato de compraventa de terreno

Landlord; Lessor

Arrendador

Late charge

Cargo por pago atrasado; Cargo por demora

Lease

Contrato de arrendamiento

Lease with purchase option

Contrato de arrendamiento con opción de compra

Legal resident

Residente legal

Legal resident card

Tarjeta de residente legal

Lender

Prestador hipotecario

Lending institution

Institución de préstamo hipotecario; Institución hipotecaria

Liability

Obligación; Deuda

Lien

Gravamen

Life of loan

Vida del préstamo

Lifetime cap

Limite máximo de interés durante la vida del préstamo

Limited equity cooperative

Cooperativa de capital limitado

Liquidity

Liquidez

Listing agent

Agente listador

Loan-to-value ratio (LTV)

Proporción del balance de principal de un préstamo at valor en el mercado de la propiedad (LTV)

Loan officer

Oficial de préstamo; Agente de préstamo

Loan origination fee

Cargo por originacion del préstamo

Loan processing

Procesamiento del préstamo

Loan servicing

Administración del préstamo

Loan term

Plazo del préstamo

Location

Localización; Localidad

Lock-in rate (See also rate lock-in)

Tasa de interés garantizada; Tasa de inter´s asegurada

Long-term

Largo plazo

Lot

Lote; Solar

Low- and moderate-income home buyers

Compradores de casa de ingresos bajos y moderados

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The Fair Housing Act, 42 U.S.C. 3601 et seq., prohibits discrimination by direct providers of housing, such as landlords and real estate companies as well as other entities, such as municipalities, banks or other lending institutions and homeowners insurance companies whose discriminatory practices make housing unavailable to persons because of:


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